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Filing updates from : 2025-04-04
Reporting Period - quarter ended : 2024-12-31
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Report
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Label
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Original Value
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Updated Value
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(USD, in thousands) |
|
RC
|
Noninterest bearing balances and currency and coin* |
12,301 |
11,801 |
|
RC
|
Interest bearing balances** |
14,883 |
15,383 |
|
RC
|
LESS: Allowance for loan and lease losses |
10,035 |
9,635 |
|
RC
|
Loans and leases, net of unearned income and allowance |
755,138 |
755,538 |
|
RC
|
Other real estate owned (from Schedule RC-M) |
1,470 |
1,619 |
|
RC
|
Other assets (from Schedule RC-F) |
33,097 |
33,176 |
|
RC
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Total assets |
1,109,001 |
1,109,629 |
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RC
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In domestic offices |
1,051,781 |
1,051,782 |
|
RC
|
Interest bearing |
828,146 |
828,147 |
|
RC
|
Other liabilities (from Schedule RC-G) |
6,507 |
6,692 |
|
RC
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Total liabilities |
1,058,288 |
1,058,474 |
|
RC
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Retained earnings |
45,905 |
46,348 |
|
RC
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Accumulated other comprehensive income******** |
(61,192) |
(61,193) |
|
RC
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Total bank equity capital |
50,713 |
51,155 |
|
RC
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Total equity capital |
50,713 |
51,155 |
|
RC
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Total liabilities and equity capital |
1,109,001 |
1,109,629 |
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RCB
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Issued or guaranteed by FNMA, FHLMC, or GNMA (Available-for-sale - Amortized Cost) |
41,144 |
41,145 |
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RCB
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Total ((Available for sale) Amortized Cost) |
345,437 |
345,438 |
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RCB
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Three months or less |
135 |
253 |
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RCB
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Over one year through three years |
324 |
206 |
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RCB
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Over 15 years |
32,150 |
32,149 |
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RCE
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Individuals, partnerships, and corporations (Transaction Accounts ( Total transaction accounts)) |
371,092 |
367,120 |
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RCE
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Individuals, partnerships, and corporations (Nontransaction Accounts Total nontransaction accounts (including MMDAs)) |
592,847 |
596,819 |
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RCE
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Total (Transaction Accounts ( Total transaction accounts )) |
419,190 |
415,218 |
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RCE
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Total (Memo: Total demand deposits ) |
9,235 |
223,635 |
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RCE
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Total (Nontransaction Accounts Total nontransaction accounts (including MMDAs)) |
632,591 |
636,563 |
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RCE
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Total time deposits of less than $100,000 |
150,054 |
151,795 |
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RCE
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Total time deposits of $100,000 through $250,000 |
180,357 |
182,587 |
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RCE
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Three months or less |
143,723 |
147,694 |
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RCE
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Over one year through three years |
13,584 |
15,631 |
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RCE
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Over three years |
4,234 |
2,187 |
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RCE
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Time deposits of $250,000 or less with a REMAINING MATURITY of one year or less |
312,406 |
312,374 |
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RCF
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All other assets (itemize and describe amounts greater than $100,000 that exceed 25 percent of this item) |
873 |
952 |
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RCF
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Prepaid expenses (excluding prepaid assessments) |
425 |
448 |
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RCF
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Total |
33,097 |
33,176 |
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RCG
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Other expenses accrued and unpaid (includes accrued income taxes payable) |
2,160 |
2,883 |
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RCG
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Allowance for credit losses on off balance sheet credit exposures |
963 |
428 |
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RCG
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All other liabilities (itemize and describe amounts greater than $100,000 that exceed 25 percent of this item) |
3 |
0 |
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RCG
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Total |
6,507 |
6,692 |
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RCK
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Savings deposits (includes MMDAs) |
145,301 |
154,796 |
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RCL
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Revolving, open end lines secured by 1 to 4 family residential properties, e.g., home equity lines |
59,265 |
40,653 |
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RCL
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Commercial real estate, other construction loan, and land development loan commitments |
42,708 |
42,214 |
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RCL
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Commercial and industrial loans |
6,195 |
6,223 |
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RCL
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All other unused commitments |
30,843 |
22,605 |
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RCL
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Financial standby letters of credit |
1,323 |
1,298 |
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RCL
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All other off balance sheet liabilities (exclude derivatives) (itemize and describe each component of this item over 25% of Schedule RC, item 28, Total equity capital) |
0 |
1,298 |
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RCM
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Number of executive officers, directors, and principal shareholders to whom the amount of all extensions of credit by the reporting bank (including extensions of credit to related interests) equals or exceeds the lesser of $500,000 or 5 percent of total capital as defi ned for this purpose in agency regulations |
1 |
3 |
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RCM
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1 to 4 family residential properties |
0 |
62 |
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RCM
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Nonfarm nonresidential properties |
262 |
349 |
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RCM
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Total |
1,470 |
1,619 |
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RCO
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Total deposit liabilities before exclusions (gross) as defined in Section 3(l) of the Federal Deposit Insurance Act and FDIC regulations |
1,055,162 |
1,055,163 |
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RCR
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Retained earnings |
45,905 |
46,348 |
|
RCR
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Accumulated other comprehensive income (AOCI) |
(61,192) |
(61,193) |
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RCR
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Common equity tier 1 capital before adjustments and deductions |
50,713 |
51,155 |
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RCR
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Subtotal (Non-advanced Approaches Institutions) |
111,905 |
112,347 |
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RCR
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Common equity tier 1 capital (Non-advanced Approaches Institutions) |
111,905 |
112,347 |
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RCR
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Tier 1 capital |
111,905 |
112,347 |
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RCR
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Leverage ratio |
9.92 |
9.96 |
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RCR
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Total assets (must be less than $10 billion) |
1,109,001 |
1,109,629 |
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RCR
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Unused portion of conditionally cancellable commitments |
142,195 |
40,653 |
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RCR
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Total off-balance sheet exposures |
143,518 |
41,976 |
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RCR
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Total off-balance sheet exposures (% of Total Assests (25% limit)) |
12.94 |
3.78 |
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RCR
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Unconditionally cancellable commitments |
0 |
40,653 |
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RCR
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LESS: Allowance for loan and lease losses (Totals From Schedule RC) |
10,035 |
9,635 |
|
RCR
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LESS: Allowance for loan and lease losses (Adjustments to Totals) |
10,035 |
9,635 |
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RCR
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Total balance sheet assets (Totals From Schedule RC) |
1,109,001 |
1,109,629 |
|
RI
|
Transaction accounts (interest-bearing demand deposits, NOW accounts ATS accounts, and telephone and preauthorized transfer accounts) |
1,039 |
1,025 |
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RI
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Total interest expense |
24,074 |
24,060 |
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RI
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Net interest income |
38,504 |
38,518 |
|
RI
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Provision for loan and lease losses(Institutions that have adopted ASU-2016-13 should report the provisions for credit losses on all financial assets that fall within the scope of the standard) |
399 |
(535) |
|
RI
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Net gains (losses) on sales of other real estate owned |
21 |
(21) |
|
RI
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Net gains (losses) on sales of other assets |
40 |
(40) |
|
RI
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Total noninterest income |
3,925 |
3,803 |
|
RI
|
Expenses of premises and fixed assets (net of rental income) (excluding salaries and employee benefits and mortgage interest) |
2,762 |
3,409 |
|
RI
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Other noninterest expense* |
8,174 |
8,310 |
|
RI
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Total noninterest expense |
24,706 |
25,489 |
|
RI
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Income (loss) before unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations |
17,324 |
17,367 |
|
RI
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Income (loss) before applicable income taxes and discontinued operations |
17,324 |
17,367 |
|
RI
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Applicable income taxes |
4,181 |
4,224 |
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RIA
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Other comprehensive income ** |
(320) |
122 |
|
RIA
|
Total bank equity capital end of current period |
50,713 |
51,155 |
|
RIBI
|
Memorandum item 3 is to be completed by:*** banks with $300 million or more in total assets, and banks with less than $300 million in total assets that have loans to |
759 |
368 |
|
RIBII
|
Provision for credit losses (Loans and Leases Held for Investment) |
(29) |
(428) |
|
RIBII
|
Balance end of current period (Loans and Leases Held for Investment) |
10,035 |
9,636 |
|
RIBII
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Provisions for credit losses on off-balance-sheet credit exposures |
428 |
(107) |
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