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 Central Bank & Trust Co.
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Central Bank & Trust Co.
| RSSD ID 1007015 | CERTIFICATE 15815 | ABA NUMBER 42100146 |
| 300 W Vine St |
Quarter Ended : |
2026-06-30 |
| Lexington, Kentucky, 40507 |
Updated : |
2026-07-29 |
| www.centralbank.com |
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| Institution Profile |
| Year Opened : |
1938 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
29 |
Number of Employees : |
525 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,011,565 |
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Total Interest Income | 102,398 |
| Total Liabilities | 3,508,792 |
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Total NonInterest Income | 23,921 |
| Total Bank Equity Capital | 502,773 |
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Total Interest Expense | 26,011 |
| Total Deposits | 3,119,859 |
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Total NonInterest Expense | 69,884 |
| Net Loans & Leases | 2,979,854 |
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Net Income | 25,210 |
| Loan Loss Allowance | 29,292 |
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Net Charge Offs | (524) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 528,656 |
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Total loans | 2,961,791 |
| Total assets for the leverage ratio | 4,000,096 |
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Loans secured by real estate: | 2,508,287 |
| Tier 1 Leverage Ratio | 12.42 |
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Commercial and industrial loans | 358,698 |
| Tier 1 Capital Ratio | 15.12 |
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Loans to individuals - Credit Cards | 6,478 |
| Total Capital Ratio | 16.08 |
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Loans to individuals - Other | 28,817 |
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:· Central Bank & Trust Co.
