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CENTRAL BANCSHARES, INC.
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CENTRAL BANCSHARES, INC.
| RSSD ID 2158156 |
| 300 WEST VINE STREET |
Quarter Ended : |
2026-06-30 |
| LEXINGTON, KY, 40507 |
Updated : |
2026-09-14 |
| WWW.CENTRALBANK.COM |
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| Institution Profile |
| Year Opened : |
1993 |
Institution Type : |
Holding Company |
| Reserve District : |
Cleveland |
Federal Regulator : |
FED |
| Entity Type : |
Bank Holding Company |
Fiscal Year End : |
12/31 |
| Structure : |
Corporation (stock) |
S-Corp : |
No |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total assets | 4,011,930 |
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Total interest income | 102,397 |
| Total liabilities | 3,520,575 |
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Total noninterest income | 23,934 |
| Total holding company equity capital | 491,355 |
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Total interest expense | 26,453 |
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Total noninterest expense | 69,899 |
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| Capital Ratios |
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Loans and Leases (USD, in thousands) |
| Leverage ratio | 12.5192 |
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Loans secured by real estate (Consolidated) | 2,573,141 |
| Tier1 capital ratio | 15.2233 |
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Commercial and industrial loans | 336,790 |
| Total capital ratio | 16.191 |
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Total (Consolidated) | 3,013,741 |
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