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 The State Bank of Bern
The State Bank of Bern
| RSSD ID 1013650 | CERTIFICATE 10919 | ABA NUMBER 101107446 |
| 402 Main St |
Quarter Ended : |
2025-12-31 |
| Bern, Kansas, 66408 |
Updated : |
2026-01-29 |
| Statebankofbern.com |
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| Institution Profile |
| Year Opened : |
1889 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
14 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 122,703 |
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Total Interest Income | 6,015 |
| Total Liabilities | 101,957 |
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Total NonInterest Income | 80 |
| Total Bank Equity Capital | 20,746 |
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Total Interest Expense | 1,986 |
| Total Deposits | 101,512 |
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Total NonInterest Expense | 1,983 |
| Net Loans & Leases | 70,823 |
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Net Income | 1,795 |
| Loan Loss Allowance | 961 |
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Net Charge Offs | (14) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 67,013 |
| Total assets for the leverage ratio | 123,703 |
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Loans secured by real estate: | 22,889 |
| Tier 1 Leverage Ratio | 17.51 |
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Commercial and industrial loans | 2,032 |
| Off Balance Sheet Exposures (%) | 14.7 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,672 |
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:· The State Bank of Bern
