BERN BANCSHARES, INC. Financial Reports

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:· BERN BANCSHARES, INC.

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BERN BANCSHARES, INC.

Institution Profile

Year Opened :

1983

Institution Type :

Holding Company

Reserve District :

Kansas City

Federal Regulator :

FED

Entity Type :

Financial Holding Company - Domestic

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Related Bank / Thrift	Assets	Asset Concentration
The State Bank of Bern	119,042	Agricultural Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	36,757	Total Operating Income	836
Total Liabilities	0	Total Operating Expenses	342
Total Equity Capital	36,757	Equity in Undistributed Income	2,697
		Net income (loss)	3,221

Miscellaneous
Cash Dividends Declared by Bank Holding Company	0
Total Consolidated Assets of Bank Holding Company	125,902

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury