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 United Community Bank
United Community Bank
| RSSD ID 1017939 | CERTIFICATE 16889 | ABA NUMBER 53201186 |
| 200 E Camperdown Way |
Quarter Ended : |
2025-12-31 |
| Greenville, South Carolina, 29601 |
Updated : |
2026-01-30 |
| www.ucbi.com |
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| Institution Profile |
| Year Opened : |
1950 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
191 |
Number of Employees : |
3,059 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 27,929,114 |
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Total Interest Income | 1,381,823 |
| Total Liabilities | 24,537,659 |
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Total NonInterest Income | 149,258 |
| Total Bank Equity Capital | 3,391,455 |
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Total Interest Expense | 468,816 |
| Total Deposits | 24,136,285 |
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Total NonInterest Expense | 584,222 |
| Net Loans & Leases | 19,173,888 |
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Net Income | 333,146 |
| Loan Loss Allowance | 210,429 |
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Net Charge Offs | 41,928 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 2,797,549 |
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Total loans | 19,139,221 |
| Total assets for the leverage ratio | 27,401,675 |
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Loans secured by real estate: | 14,633,826 |
| Tier 1 Leverage Ratio | 9.42 |
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Commercial and industrial loans | 4,264,771 |
| Tier 1 Capital Ratio | 12.34 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.37 |
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Loans to individuals - Other | 186,166 |
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:· United Community Bank
