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 UNITED COMMUNITY BANKS, INC.
UNITED COMMUNITY BANKS, INC.
| RSSD ID 1249347 | CIK 857855 |
| 200 EAST CAMPERDOWN WAY |
Quarter Ended : |
2025-12-31 |
| GREENVILLE, SC, 29601 |
Updated : |
2026-03-07 |
| WWW.UCBI.COM |
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| Institution Profile |
| Year Opened : |
1988 |
Institution Type : |
Holding Company |
| Reserve District : |
Richmond |
Federal Regulator : |
FED |
| Entity Type : |
Financial Holding Company - Domestic |
Fiscal Year End : |
12/31 |
| Structure : |
Corporation (stock) |
S-Corp : |
No |
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| SEC Submissions : |
 UNITED COMMUNITY BANKS INC |
| External Auditor : |
PricewaterhouseCoopers LLP |
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| Related Bank / Thrift |
Assets |
Asset Concentration |
 United Community Bank
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28,087,547 |
Commercial Lending Specialization |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total assets | 28,010,294 |
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Total interest income | 1,382,751 |
| Total liabilities | 24,371,608 |
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Total noninterest income | 150,454 |
| Total holding company equity capital | 3,638,686 |
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Total interest expense | 473,833 |
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Total noninterest expense | 588,643 |
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| Capital Ratios |
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Loans and Leases
(USD, in thousands) |
| Leverage ratio | 10.2833 |
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Loans secured by real estate (Consolidated) | 14,687,119 |
| Tier1 capital ratio | 13.4383 |
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Commercial and industrial loans | 4,304,596 |
| Total capital ratio | 14.7707 |
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Total (Consolidated) | 19,423,698 |
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:· UNITED COMMUNITY BANKS, INC.
