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 FINANCIAL INSTITUTIONS, INC.
FINANCIAL INSTITUTIONS, INC.
| RSSD ID 1032464 | CIK 862831 |
| 220 LIBERTY STREET |
Quarter Ended : |
2025-12-31 |
| WARSAW, NY, 14569 |
Updated : |
2026-03-07 |
| WWW.FIIWARSAW.COM |
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| Institution Profile |
| Year Opened : |
1931 |
Institution Type : |
Holding Company |
| Reserve District : |
New York |
Federal Regulator : |
FED |
| Entity Type : |
Financial Holding Company - Domestic |
Fiscal Year End : |
12/31 |
| Structure : |
Corporation (stock) |
S-Corp : |
No |
|
| SEC Submissions : |
 FINANCIAL INSTITUTIONS INC |
| External Auditor : |
RSM |
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| Related Bank / Thrift |
Assets |
Asset Concentration |
 Five Star Bank
|
6,250,000 |
Commercial Lending Specialization |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total assets | 6,274,140 |
|
Total interest income | 334,404 |
| Total liabilities | 5,645,286 |
|
Total noninterest income | 42,505 |
| Total holding company equity capital | 628,854 |
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Total interest expense | 133,003 |
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Total noninterest expense | 141,844 |
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| Capital Ratios |
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Loans and Leases
(USD, in thousands) |
| Leverage ratio | 9.6922 |
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Loans secured by real estate (Consolidated) | 3,173,747 |
| Tier1 capital ratio | 11.4328 |
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Commercial and industrial loans | 595,119 |
| Total capital ratio | 14.9019 |
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Total (Consolidated) | 4,661,231 |
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:· FINANCIAL INSTITUTIONS, INC.
