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 Five Star Bank
Five Star Bank
| RSSD ID 601416 | CERTIFICATE 659 | ABA NUMBER 22304030 |
| 55 N Main St |
Quarter Ended : |
2025-03-31 |
| Warsaw, New York, 14569 |
Updated : |
2025-04-30 |
| www.five-starbank.com |
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| Institution Profile |
| Year Opened : |
1881 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
49 |
Number of Employees : |
583 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 6,303,092 |
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Total Interest Income | 81,392 |
| Total Liabilities | 5,686,741 |
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Total NonInterest Income | 7,405 |
| Total Bank Equity Capital | 616,351 |
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Total Interest Expense | 33,126 |
| Total Deposits | 5,423,774 |
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Total NonInterest Expense | 30,438 |
| Net Loans & Leases | 4,504,314 |
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Net Income | 18,252 |
| Loan Loss Allowance | 48,964 |
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Net Charge Offs | 2,369 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 664,837 |
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Total loans | 4,493,825 |
| Total assets for the leverage ratio | 6,194,191 |
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Loans secured by real estate: | 2,996,545 |
| Tier 1 Leverage Ratio | 9.88 |
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Commercial and industrial loans | 560,892 |
| Tier 1 Capital Ratio | 11.46 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.45 |
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Loans to individuals - Other | 888,279 |
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:· Five Star Bank
