CITIZENS NATIONAL CORPORATION Financial Reports

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CITIZENS NATIONAL CORPORATION

Institution Profile

Year Opened :

1984

Institution Type :

Holding Company

Reserve District :

Cleveland

Federal Regulator :

FED

Entity Type :

Financial Holding Company - Domestic

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

External Auditor :

Crowe, LLC

Related Bank / Thrift	Assets	Asset Concentration
Citizens Bank of Kentucky, Inc.	678,514	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	79,986	Total Operating Income	4,235
Total Liabilities	12,417	Total Operating Expenses	1,039
Total Equity Capital	67,569	Equity in Undistributed Income	1,236
		Net income (loss)	4,683

Miscellaneous
Cash Dividends Declared by Bank Holding Company	965
Total Consolidated Assets of Bank Holding Company	659,834

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury