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 Citizens Bank of Kentucky, Inc.
Citizens Bank of Kentucky, Inc.
| RSSD ID 495419 | CERTIFICATE 2718 | ABA NUMBER 42103253 |
| 620 Broadway St |
Quarter Ended : |
2025-03-31 |
| Paintsville, Kentucky, 41240 |
Updated : |
2025-05-14 |
| www.wercitizens.bank |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
130 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 678,859 |
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Total Interest Income | 6,883 |
| Total Liabilities | 598,825 |
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Total NonInterest Income | 1,058 |
| Total Bank Equity Capital | 80,034 |
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Total Interest Expense | 1,991 |
| Total Deposits | 590,377 |
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Total NonInterest Expense | 4,412 |
| Net Loans & Leases | 324,503 |
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Net Income | 1,316 |
| Loan Loss Allowance | 4,903 |
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Net Charge Offs | 7 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 90,907 |
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Total loans | 324,824 |
| Total assets for the leverage ratio | 667,791 |
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Loans secured by real estate: | 289,378 |
| Tier 1 Leverage Ratio | 12.92 |
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Commercial and industrial loans | 24,559 |
| Tier 1 Capital Ratio | 23.17 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 24.42 |
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Loans to individuals - Other | 10,516 |
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:· Citizens Bank of Kentucky, Inc.
