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 Citizens Bank of Kentucky, Inc.
Citizens Bank of Kentucky, Inc.
| RSSD ID 495419 | CERTIFICATE 2718 | ABA NUMBER 42103253 |
| 620 Broadway St |
Quarter Ended : |
2025-12-31 |
| Paintsville, Kentucky, 41240 |
Updated : |
2026-01-27 |
| www.wercitizens.bank |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
127 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 689,269 |
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Total Interest Income | 29,013 |
| Total Liabilities | 600,067 |
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Total NonInterest Income | 4,469 |
| Total Bank Equity Capital | 89,202 |
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Total Interest Expense | 8,104 |
| Total Deposits | 591,438 |
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Total NonInterest Expense | 17,674 |
| Net Loans & Leases | 331,828 |
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Net Income | 6,322 |
| Loan Loss Allowance | 4,919 |
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Net Charge Offs | 41 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 93,561 |
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Total loans | 334,494 |
| Total assets for the leverage ratio | 692,348 |
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Loans secured by real estate: | 301,855 |
| Tier 1 Leverage Ratio | 12.83 |
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Commercial and industrial loans | 23,101 |
| Tier 1 Capital Ratio | 23.39 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 24.64 |
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Loans to individuals - Other | 9,599 |
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:· Citizens Bank of Kentucky, Inc.
