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 Citizens Bank of Kentucky, Inc.
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Citizens Bank of Kentucky, Inc.
| RSSD ID 495419 | CERTIFICATE 2718 | ABA NUMBER 42103253 |
| 620 Broadway St |
Quarter Ended : |
2026-06-30 |
| Paintsville, Kentucky, 41240 |
Updated : |
2026-07-27 |
| www.wercitizens.bank |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
116 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 669,889 |
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Total Interest Income | 14,661 |
| Total Liabilities | 580,009 |
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Total NonInterest Income | 2,286 |
| Total Bank Equity Capital | 89,880 |
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Total Interest Expense | 3,632 |
| Total Deposits | 570,974 |
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Total NonInterest Expense | 8,875 |
| Net Loans & Leases | 341,560 |
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Net Income | 3,533 |
| Loan Loss Allowance | 4,942 |
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Net Charge Offs | 57 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 95,576 |
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Total loans | 344,282 |
| Total assets for the leverage ratio | 671,527 |
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Loans secured by real estate: | 306,289 |
| Tier 1 Leverage Ratio | 13.51 |
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Commercial and industrial loans | 29,048 |
| Tier 1 Capital Ratio | 23.49 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 24.74 |
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Loans to individuals - Other | 8,944 |
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:· Citizens Bank of Kentucky, Inc.
