CITIZENS BANCORP OF MOREHEAD INCORPORATED, THE Financial Reports

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:· CITIZENS BANCORP OF MOREHEAD INCORPORATED, THE

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CITIZENS BANCORP OF MOREHEAD INCORPORATED, THE

Institution Profile

Year Opened :

1984

Institution Type :

Holding Company

Reserve District :

Cleveland

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

External Auditor :

Kelley Galloway Smith Goolsby PSC

Related Bank / Thrift	Assets	Asset Concentration
The Citizens Bank	204,229	All Other Under 1 Billion

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	14,476	Total Operating Income	1,220
Total Liabilities	0	Total Operating Expenses	52
Total Equity Capital	14,476	Equity in Undistributed Income	1,311
		Net income (loss)	2,479

Miscellaneous
Cash Dividends Declared by Bank Holding Company	1,167
Total Consolidated Assets of Bank Holding Company	202,676

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury