CITIZENS BANCORP OF MOREHEAD INCORPORATED, THE Financial Reports

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:· CITIZENS BANCORP OF MOREHEAD INCORPORATED, THE

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CITIZENS BANCORP OF MOREHEAD INCORPORATED, THE

Institution Profile

Year Opened :

1984

Institution Type :

Holding Company

Reserve District :

Cleveland

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

External Auditor :

Kelley Galloway Smith Goolsby PSC

Related Bank / Thrift	Assets	Asset Concentration
The Citizens Bank	225,225	All Other Under 1 Billion

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	18,070	Total Operating Income	2,070
Total Liabilities	0	Total Operating Expenses	47
Total Equity Capital	18,070	Equity in Undistributed Income	2,365
		Net income (loss)	4,388

Miscellaneous
Cash Dividends Declared by Bank Holding Company	2,025
Total Consolidated Assets of Bank Holding Company	231,958

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury