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The Citizens Bank
The Citizens Bank
RSSD ID 962313 | CERTIFICATE 10520 | ABA NUMBER 42107673 |
114 W Main St |
Quarter Ended : |
2025-03-31 |
Morehead, Kentucky, 40351 |
Updated : |
2025-04-23 |
www.tcbanytime.com |
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Institution Profile |
Year Opened : |
1928 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
Yes |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
All Other Under 1 Billion |
Number of Offices : |
5 |
Number of Employees : |
50 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 225,312 |
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Total Interest Income | 2,679 |
Total Liabilities | 209,399 |
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Total NonInterest Income | 494 |
Total Bank Equity Capital | 15,913 |
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Total Interest Expense | 374 |
Total Deposits | 177,891 |
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Total NonInterest Expense | 1,813 |
Net Loans & Leases | 139,208 |
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Net Income | 926 |
Loan Loss Allowance | 1,390 |
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Net Charge Offs | 5 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 18,773 |
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Total loans | 140,191 |
Total assets for the leverage ratio | 210,253 |
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Loans secured by real estate: | 122,346 |
Tier 1 Leverage Ratio | 8.27 |
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Commercial and industrial loans | 8,240 |
Tier 1 Capital Ratio | 14.96 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 16.15 |
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Loans to individuals - Other | 9,080 |
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