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SOUTHERN BANCSHARES (N.C.), INC.

SOUTHERN BANCSHARES (N.C.), INC.
RSSD ID 1075694
116 E. MAIN STREET Quarter Ended : 2025-09-30
MOUNT OLIVE, NC, 28365 Updated : 2025-12-06
WWW.SOUTHERNBANK.COM/ABOUT/SOUTHERN-BANCSHARES

Institution Profile
Year Opened : 1982 Institution Type : Holding Company
Reserve District : Richmond Federal Regulator : FED
Entity Type : Bank Holding Company Fiscal Year End : 12/31
Structure : Corporation (stock) S-Corp : No
Related Bank / Thrift Assets Asset Concentration
 Southern Bank and Trust Company 4,943,138 Commercial Lending Specialization

Financial Reports
HC - Consolidated Balance Sheet Report
HI - Consolidated Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total assets5,467,358
Total interest income162,341
Total liabilities4,829,128
Total noninterest income27,613
Total holding company equity capital638,230
Total interest expense47,177


Total noninterest expense80,220



Capital Ratios
Loans and Leases
(USD, in thousands)
Leverage ratio11.2336
Loans secured by real estate (Consolidated)2,999,354
Tier1 capital ratio13.7039
Commercial and industrial loans231,494
Total capital ratio16.0282
Total (Consolidated)3,361,746





 

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