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 Southern Bank and Trust Company
Southern Bank and Trust Company
| RSSD ID 717924 | CERTIFICATE 15359 | ABA NUMBER 53102586 |
| 100 N Center St |
Quarter Ended : |
2025-09-30 |
| Mount Olive, North Carolina, 28365 |
Updated : |
2025-10-24 |
| www.southernbank.com |
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| Institution Profile |
| Year Opened : |
1901 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
56 |
Number of Employees : |
584 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 5,156,225 |
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Total Interest Income | 160,243 |
| Total Liabilities | 4,736,819 |
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Total NonInterest Income | 22,265 |
| Total Bank Equity Capital | 419,406 |
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Total Interest Expense | 45,251 |
| Total Deposits | 4,663,138 |
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Total NonInterest Expense | 79,898 |
| Net Loans & Leases | 3,317,922 |
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Net Income | 32,640 |
| Loan Loss Allowance | 34,509 |
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Net Charge Offs | 23 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 559,625 |
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Total loans | 3,338,470 |
| Total assets for the leverage ratio | 5,279,423 |
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Loans secured by real estate: | 2,972,759 |
| Tier 1 Leverage Ratio | 9.92 |
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Commercial and industrial loans | 234,166 |
| Tier 1 Capital Ratio | 13.44 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.36 |
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Loans to individuals - Other | 25,202 |
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:· Southern Bank and Trust Company
