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 UNITED COMMUNITY BANCORP, INC.
UNITED COMMUNITY BANCORP, INC.
| RSSD ID 1097182 |
| 301 NORTH MAIN STREET |
Quarter Ended : |
2025-12-31 |
| CHATHAM, IL, 62629 |
Updated : |
2026-03-07 |
| WWW.UCBBANK.COM |
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| Institution Profile |
| Year Opened : |
1982 |
Institution Type : |
Holding Company |
| Reserve District : |
Chicago |
Federal Regulator : |
FED |
| Entity Type : |
Bank Holding Company |
Fiscal Year End : |
12/31 |
| Structure : |
Corporation (stock) |
S-Corp : |
No |
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| External Auditor : |
Forvis Mazars |
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| Related Bank / Thrift |
Assets |
Asset Concentration |
 United Community Bank
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3,967,197 |
Commercial Lending Specialization |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total assets | 4,161,222 |
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Total interest income | 190,183 |
| Total liabilities | 3,750,121 |
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Total noninterest income | 30,109 |
| Total holding company equity capital | 411,101 |
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Total interest expense | 77,016 |
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Total noninterest expense | 79,356 |
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| Capital Ratios |
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Loans and Leases
(USD, in thousands) |
| Leverage ratio | 9.781 |
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Loans secured by real estate (Consolidated) | 1,960,244 |
| Tier1 capital ratio | 13.2871 |
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Commercial and industrial loans | 372,256 |
| Total capital ratio | 14.5053 |
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Total (Consolidated) | 2,642,801 |
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:· UNITED COMMUNITY BANCORP, INC.
