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 United Community Bank
United Community Bank
| RSSD ID 439338 | CERTIFICATE 19459 | ABA NUMBER 71108407 |
| 301 N Main St |
Quarter Ended : |
2025-03-31 |
| Chatham, Illinois, 62629 |
Updated : |
2025-04-29 |
| www.ucbbank.com |
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| Institution Profile |
| Year Opened : |
1965 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
46 |
Number of Employees : |
551 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,909,476 |
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Total Interest Income | 45,347 |
| Total Liabilities | 3,547,870 |
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Total NonInterest Income | 6,794 |
| Total Bank Equity Capital | 361,606 |
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Total Interest Expense | 18,950 |
| Total Deposits | 3,317,286 |
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Total NonInterest Expense | 18,878 |
| Net Loans & Leases | 2,418,898 |
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Net Income | 10,583 |
| Loan Loss Allowance | 31,465 |
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Net Charge Offs | 127 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 403,974 |
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Total loans | 2,445,507 |
| Total assets for the leverage ratio | 3,874,191 |
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Loans secured by real estate: | 1,803,973 |
| Tier 1 Leverage Ratio | 9.5 |
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Commercial and industrial loans | 351,123 |
| Tier 1 Capital Ratio | 12.87 |
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Loans to individuals - Credit Cards | 2,527 |
| Total Capital Ratio | 14.12 |
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Loans to individuals - Other | 29,519 |
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:· United Community Bank
