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 United Community Bank
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United Community Bank
| RSSD ID 439338 | CERTIFICATE 19459 | ABA NUMBER 71108407 |
| 301 N Main St |
Quarter Ended : |
2026-06-30 |
| Chatham, Illinois, 62629 |
Updated : |
2026-07-30 |
| www.ucbbank.com |
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| Institution Profile |
| Year Opened : |
1965 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
46 |
Number of Employees : |
570 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,129,042 |
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Total Interest Income | 97,785 |
| Total Liabilities | 3,700,685 |
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Total NonInterest Income | 14,779 |
| Total Bank Equity Capital | 428,357 |
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Total Interest Expense | 38,333 |
| Total Deposits | 3,588,277 |
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Total NonInterest Expense | 39,880 |
| Net Loans & Leases | 2,637,641 |
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Net Income | 27,141 |
| Loan Loss Allowance | 33,737 |
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Net Charge Offs | 122 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 459,596 |
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Total loans | 2,602,171 |
| Total assets for the leverage ratio | 4,163,446 |
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Loans secured by real estate: | 1,931,588 |
| Tier 1 Leverage Ratio | 10.17 |
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Commercial and industrial loans | 374,833 |
| Tier 1 Capital Ratio | 13.7 |
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Loans to individuals - Credit Cards | 2,737 |
| Total Capital Ratio | 14.87 |
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Loans to individuals - Other | 26,145 |
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:· United Community Bank
