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 INDEPENDENCE BANCSHARES, INC.
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INDEPENDENCE BANCSHARES, INC.
| RSSD ID 1118854 |
| 2425 FREDERICA STREET |
Quarter Ended : |
2026-03-31 |
| OWENSBORO, KY, 42301 |
Updated : |
2026-06-10 |
| WWW.1776BANK.COM |
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| Institution Profile |
| Year Opened : |
1980 |
Institution Type : |
Holding Company |
| Reserve District : |
St. Louis |
Federal Regulator : |
FED |
| Entity Type : |
Bank Holding Company |
Fiscal Year End : |
12/31 |
| Structure : |
Corporation (stock) |
S-Corp : |
Yes |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total assets | 3,794,608 |
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Total interest income | 41,807 |
| Total liabilities | 3,563,582 |
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Total noninterest income | 6,109 |
| Total holding company equity capital | 231,026 |
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Total interest expense | 19,845 |
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Total noninterest expense | 19,434 |
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| Capital Ratios |
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Loans and Leases
(USD, in thousands) |
| Leverage ratio | 7.4802 |
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Loans secured by real estate (Consolidated) | 1,773,412 |
| Tier1 capital ratio | 10.7444 |
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Commercial and industrial loans | 150,595 |
| Total capital ratio | 14.0932 |
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Total (Consolidated) | 2,067,139 |
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:· INDEPENDENCE BANCSHARES, INC.
