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 Independence Bank of Kentucky
Independence Bank of Kentucky
| RSSD ID 648242 | CERTIFICATE 8136 | ABA NUMBER 83902756 |
| 2425 Frederica St |
Quarter Ended : |
2025-09-30 |
| Owensboro, Kentucky, 42301 |
Updated : |
2025-10-28 |
| www.1776bank.com |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
26 |
Number of Employees : |
410 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,808,775 |
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Total Interest Income | 128,994 |
| Total Liabilities | 3,513,399 |
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Total NonInterest Income | 17,074 |
| Total Bank Equity Capital | 295,376 |
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Total Interest Expense | 66,878 |
| Total Deposits | 3,293,288 |
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Total NonInterest Expense | 56,499 |
| Net Loans & Leases | 2,106,656 |
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Net Income | 20,816 |
| Loan Loss Allowance | 21,039 |
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Net Charge Offs | 121 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 357,994 |
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Total loans | 2,120,528 |
| Total assets for the leverage ratio | 3,806,429 |
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Loans secured by real estate: | 1,771,878 |
| Tier 1 Leverage Ratio | 8.85 |
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Commercial and industrial loans | 179,620 |
| Tier 1 Capital Ratio | 12.62 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.42 |
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Loans to individuals - Other | 4,876 |
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:· Independence Bank of Kentucky
