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 Independence Bank of Kentucky
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Independence Bank of Kentucky
| RSSD ID 648242 | CERTIFICATE 8136 | ABA NUMBER 83902756 |
| 2425 Frederica St |
Quarter Ended : |
2026-06-30 |
| Owensboro, Kentucky, 42301 |
Updated : |
2026-07-27 |
| www.1776bank.com |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
26 |
Number of Employees : |
412 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,826,419 |
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Total Interest Income | 84,485 |
| Total Liabilities | 3,507,595 |
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Total NonInterest Income | 12,663 |
| Total Bank Equity Capital | 318,824 |
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Total Interest Expense | 37,204 |
| Total Deposits | 3,017,263 |
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Total NonInterest Expense | 38,414 |
| Net Loans & Leases | 2,105,484 |
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Net Income | 21,355 |
| Loan Loss Allowance | 22,115 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 2,087,980 |
| Total assets for the leverage ratio | 3,750,356 |
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Loans secured by real estate: | 1,783,657 |
| Tier 1 Leverage Ratio | 9.35 |
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Commercial and industrial loans | 154,956 |
| Off Balance Sheet Exposures (%) | 10.73 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,109 |
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:· Independence Bank of Kentucky
