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 Independence Bank of Kentucky
Independence Bank of Kentucky
| RSSD ID 648242 | CERTIFICATE 8136 | ABA NUMBER 83902756 |
| 2425 Frederica St |
Quarter Ended : |
2025-06-30 |
| Owensboro, Kentucky, 42301 |
Updated : |
2025-07-28 |
| www.1776bank.com |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
26 |
Number of Employees : |
407 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,821,873 |
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Total Interest Income | 85,407 |
| Total Liabilities | 3,535,825 |
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Total NonInterest Income | 11,136 |
| Total Bank Equity Capital | 286,048 |
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Total Interest Expense | 45,101 |
| Total Deposits | 3,156,537 |
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Total NonInterest Expense | 37,435 |
| Net Loans & Leases | 2,085,210 |
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Net Income | 13,107 |
| Loan Loss Allowance | 20,099 |
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Net Charge Offs | 86 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 352,595 |
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Total loans | 2,094,567 |
| Total assets for the leverage ratio | 3,886,180 |
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Loans secured by real estate: | 1,778,154 |
| Tier 1 Leverage Ratio | 8.55 |
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Commercial and industrial loans | 159,699 |
| Tier 1 Capital Ratio | 12.66 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.43 |
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Loans to individuals - Other | 4,775 |
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:· Independence Bank of Kentucky
