MORGANTOWN DEPOSIT BANCORP, INC. Financial Reports

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:· MORGANTOWN DEPOSIT BANCORP, INC.

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MORGANTOWN DEPOSIT BANCORP, INC.

Institution Profile

Year Opened :

1983

Institution Type :

Holding Company

Reserve District :

St. Louis

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

External Auditor :

Carr, Riggs & Ingram

Related Bank / Thrift	Assets	Asset Concentration
Morgantown Bank & Trust Company, Incorporated	363,199	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	28,397	Total Operating Income	75
Total Liabilities	7,000	Total Operating Expenses	242
Total Equity Capital	21,397	Equity in Undistributed Income	2,126
		Net income (loss)	2,019

Miscellaneous
Cash Dividends Declared by Bank Holding Company	235
Total Consolidated Assets of Bank Holding Company	387,182

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury