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 Morgantown Bank & Trust Company, Incorporated
Morgantown Bank & Trust Company, Incorporated
| RSSD ID 330949 | CERTIFICATE 275 | ABA NUMBER 83903742 |
| 201 N Main St |
Quarter Ended : |
2025-12-31 |
| Morgantown, Kentucky, 42261 |
Updated : |
2026-01-28 |
| https://www.morgantownbank.com |
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| Institution Profile |
| Year Opened : |
1880 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
65 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 421,664 |
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Total Interest Income | 23,356 |
| Total Liabilities | 389,283 |
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Total NonInterest Income | 2,501 |
| Total Bank Equity Capital | 32,381 |
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Total Interest Expense | 10,180 |
| Total Deposits | 369,604 |
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Total NonInterest Expense | 10,937 |
| Net Loans & Leases | 331,321 |
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Net Income | 3,363 |
| Loan Loss Allowance | 2,301 |
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Net Charge Offs | (7) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 36,958 |
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Total loans | 331,444 |
| Total assets for the leverage ratio | 427,399 |
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Loans secured by real estate: | 298,339 |
| Tier 1 Leverage Ratio | 8.08 |
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Commercial and industrial loans | 13,830 |
| Tier 1 Capital Ratio | 11.68 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.51 |
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Loans to individuals - Other | 14,348 |
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:· Morgantown Bank & Trust Company, Incorporated
