|
 |
|
|
 Morgantown Bank & Trust Company, Incorporated
Morgantown Bank & Trust Company, Incorporated
| RSSD ID 330949 | CERTIFICATE 275 | ABA NUMBER 83903742 |
| 201 N Main St |
Quarter Ended : |
2025-03-31 |
| Morgantown, Kentucky, 42261 |
Updated : |
2025-05-13 |
| https://www.morgantownbank.com |
|
| Institution Profile |
| Year Opened : |
1880 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
61 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 393,822 |
|
Total Interest Income | 5,433 |
| Total Liabilities | 365,330 |
|
Total NonInterest Income | 529 |
| Total Bank Equity Capital | 28,492 |
|
Total Interest Expense | 2,437 |
| Total Deposits | 344,048 |
|
Total NonInterest Expense | 2,448 |
| Net Loans & Leases | 299,401 |
|
Net Income | 767 |
| Loan Loss Allowance | 1,995 |
|
Net Charge Offs | 6 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 33,762 |
|
Total loans | 295,253 |
| Total assets for the leverage ratio | 393,135 |
|
Loans secured by real estate: | 265,105 |
| Tier 1 Leverage Ratio | 8.06 |
|
Commercial and industrial loans | 13,499 |
| Tier 1 Capital Ratio | 11.87 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.65 |
|
Loans to individuals - Other | 13,442 |
|
|
|
|
:· Morgantown Bank & Trust Company, Incorporated
