FIVE FLAGS BANKS, INC. Financial Reports

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FIVE FLAGS BANKS, INC.

Institution Profile

Year Opened :

1985

Institution Type :

Holding Company

Reserve District :

Atlanta

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

External Auditor :

Saltmarsh, Cleaveland and Gund

Related Bank / Thrift	Assets	Asset Concentration
The Warrington Bank	176,986	Other Specialized Under 1 Billion
Bank of Pensacola	146,722	All Other Under 1 Billion

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	41,453	Total Operating Income	675
Total Liabilities	180	Total Operating Expenses	10
Total Equity Capital	41,273	Equity in Undistributed Income	461
		Net income (loss)	1,129

Miscellaneous
Cash Dividends Declared by Bank Holding Company	300
Total Consolidated Assets of Bank Holding Company	311,551

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury