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 Bank of Pensacola
Bank of Pensacola
| RSSD ID 581237 | CERTIFICATE 21284 | ABA NUMBER 63208823 |
| 500 S Palafox St |
Quarter Ended : |
2025-12-31 |
| Pensacola, Florida, 32502 |
Updated : |
2026-01-15 |
| www.bankpensacola.com |
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| Institution Profile |
| Year Opened : |
1973 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
13 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 144,348 |
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Total Interest Income | 5,082 |
| Total Liabilities | 130,626 |
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Total NonInterest Income | 325 |
| Total Bank Equity Capital | 13,722 |
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Total Interest Expense | 1,209 |
| Total Deposits | 130,337 |
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Total NonInterest Expense | 2,851 |
| Net Loans & Leases | 75,681 |
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Net Income | 1,028 |
| Loan Loss Allowance | 548 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 77,115 |
| Total assets for the leverage ratio | 140,878 |
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Loans secured by real estate: | 73,242 |
| Tier 1 Leverage Ratio | 9.74 |
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Commercial and industrial loans | 3,367 |
| Off Balance Sheet Exposures (%) | 16.3 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 538 |
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:· Bank of Pensacola
