SOUTHERN NATIONAL BANKS, INC. Financial Reports

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:· SOUTHERN NATIONAL BANKS, INC.

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SOUTHERN NATIONAL BANKS, INC.

Institution Profile

Year Opened :

1985

Institution Type :

Holding Company

Reserve District :

Atlanta

Federal Regulator :

FED

Entity Type :

Financial Holding Company - Domestic

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

Related Bank / Thrift	Assets	Asset Concentration
FNBT BANK	653,557	Other Specialized Under 1 Billion

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	88,265	Total Operating Income	2,224
Total Liabilities	1,351	Total Operating Expenses	337
Total Equity Capital	86,914	Equity in Undistributed Income	2,816
		Net income (loss)	4,703

Miscellaneous
Cash Dividends Declared by Bank Holding Company	2,750
Total Consolidated Assets of Bank Holding Company	631,048

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury