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 FNBT BANK
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FNBT BANK
| RSSD ID 697231 | CERTIFICATE 17580 | ABA NUMBER 63206207 |
| 29 Eglin Pkwy Ne |
Quarter Ended : |
2026-06-30 |
| Fort Walton Beach, Florida, 32548 |
Updated : |
2026-07-16 |
| www.FNBT.com |
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| Institution Profile |
| Year Opened : |
1956 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
11 |
Number of Employees : |
73 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 628,511 |
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Total Interest Income | 15,172 |
| Total Liabilities | 557,743 |
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Total NonInterest Income | 1,864 |
| Total Bank Equity Capital | 70,768 |
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Total Interest Expense | 5,110 |
| Total Deposits | 555,937 |
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Total NonInterest Expense | 7,162 |
| Net Loans & Leases | 239,172 |
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Net Income | 4,816 |
| Loan Loss Allowance | 3,696 |
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Net Charge Offs | (102) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 73,676 |
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Total loans | 245,006 |
| Total assets for the leverage ratio | 638,549 |
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Loans secured by real estate: | 235,410 |
| Tier 1 Leverage Ratio | 11.08 |
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Commercial and industrial loans | 6,748 |
| Tier 1 Capital Ratio | 30.55 |
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Loans to individuals - Credit Cards | 1,367 |
| Total Capital Ratio | 31.81 |
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Loans to individuals - Other | 1,481 |
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:· FNBT BANK
