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 FNBT BANK
FNBT BANK
| RSSD ID 697231 | CERTIFICATE 17580 | ABA NUMBER 63206207 |
| 29 Eglin Pkwy Ne |
Quarter Ended : |
2025-03-31 |
| Fort Walton Beach, Florida, 32548 |
Updated : |
2025-04-21 |
| www.FNBT.com |
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| Institution Profile |
| Year Opened : |
1956 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
76 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 600,632 |
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Total Interest Income | 7,887 |
| Total Liabilities | 532,917 |
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Total NonInterest Income | 1,419 |
| Total Bank Equity Capital | 67,715 |
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Total Interest Expense | 2,579 |
| Total Deposits | 530,258 |
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Total NonInterest Expense | 3,694 |
| Net Loans & Leases | 257,593 |
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Net Income | 3,266 |
| Loan Loss Allowance | 4,139 |
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Net Charge Offs | (23) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 71,100 |
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Total loans | 261,433 |
| Total assets for the leverage ratio | 592,809 |
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Loans secured by real estate: | 249,583 |
| Tier 1 Leverage Ratio | 11.42 |
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Commercial and industrial loans | 8,906 |
| Tier 1 Capital Ratio | 25.11 |
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Loans to individuals - Credit Cards | 1,395 |
| Total Capital Ratio | 26.36 |
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Loans to individuals - Other | 1,333 |
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:· FNBT BANK
