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SMARTFINANCIAL, INC.
SMARTFINANCIAL, INC.
| RSSD ID 1131497 | CIK 1038773 |
| 5401 KINGSTON PIKE |
Quarter Ended : |
2025-12-31 |
| KNOXVILLE, TN, 37919 |
Updated : |
2026-03-07 |
| WWW.CSCBANK.COM |
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| Institution Profile |
| Year Opened : |
1985 |
Institution Type : |
Holding Company |
| Reserve District : |
Atlanta |
Federal Regulator : |
FED |
| Entity Type : |
Bank Holding Company |
Fiscal Year End : |
12/31 |
| Structure : |
Corporation (stock) |
S-Corp : |
No |
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| SEC Submissions : |
SMARTFINANCIAL INC. |
| External Auditor : |
Elliott Davis Advisory, LLC |
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| Related Bank / Thrift |
Assets |
Asset Concentration |
SmartBank
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5,777,824 |
Commercial Lending Specialization |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total assets | 5,860,810 |
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Total interest income | 285,972 |
| Total liabilities | 5,308,318 |
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Total noninterest income | 37,987 |
| Total holding company equity capital | 552,379 |
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Total interest expense | 119,868 |
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Total noninterest expense | 131,121 |
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| Capital Ratios |
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Loans and Leases (USD, in thousands) |
| Leverage ratio | 8.3 |
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Loans secured by real estate (Consolidated) | 3,484,296 |
| Tier1 capital ratio | 9.8281 |
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Commercial and industrial loans | 798,991 |
| Total capital ratio | 12.712 |
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Total (Consolidated) | 4,374,447 |
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