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 SmartBank
SmartBank
| RSSD ID 3532641 | CERTIFICATE 58463 | ABA NUMBER 64209216 |
| 2430 Teaster Ln |
Quarter Ended : |
2025-12-31 |
| Pigeon Forge, Tennessee, 37863 |
Updated : |
2026-01-30 |
| www.smartbank.com |
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| Institution Profile |
| Year Opened : |
2007 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
43 |
Number of Employees : |
585 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 5,853,571 |
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Total Interest Income | 285,972 |
| Total Liabilities | 5,221,900 |
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Total NonInterest Income | 37,987 |
| Total Bank Equity Capital | 631,558 |
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Total Interest Expense | 114,750 |
| Total Deposits | 5,162,259 |
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Total NonInterest Expense | 129,639 |
| Net Loans & Leases | 4,322,676 |
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Net Income | 55,424 |
| Loan Loss Allowance | 40,906 |
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Net Charge Offs | 3,183 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 586,675 |
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Total loans | 4,236,990 |
| Total assets for the leverage ratio | 5,639,146 |
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Loans secured by real estate: | 3,410,869 |
| Tier 1 Leverage Ratio | 9.71 |
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Commercial and industrial loans | 773,885 |
| Tier 1 Capital Ratio | 11.51 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.32 |
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Loans to individuals - Other | 17,074 |
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:· SmartBank
