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 SmartBank
SmartBank
| RSSD ID 3532641 | CERTIFICATE 58463 | ABA NUMBER 64209216 |
| 2430 Teaster Ln |
Quarter Ended : |
2025-09-30 |
| Pigeon Forge, Tennessee, 37863 |
Updated : |
2025-10-30 |
| www.smartbank.com |
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| Institution Profile |
| Year Opened : |
2007 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
42 |
Number of Employees : |
591 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 5,777,824 |
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Total Interest Income | 210,347 |
| Total Liabilities | 5,163,199 |
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Total NonInterest Income | 29,769 |
| Total Bank Equity Capital | 614,512 |
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Total Interest Expense | 86,102 |
| Total Deposits | 5,104,968 |
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Total NonInterest Expense | 97,469 |
| Net Loans & Leases | 4,183,295 |
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Net Income | 40,055 |
| Loan Loss Allowance | 39,074 |
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Net Charge Offs | 1,291 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 567,837 |
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Total loans | 4,109,340 |
| Total assets for the leverage ratio | 5,535,343 |
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Loans secured by real estate: | 3,300,759 |
| Tier 1 Leverage Ratio | 9.59 |
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Commercial and industrial loans | 752,938 |
| Tier 1 Capital Ratio | 11.56 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.37 |
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Loans to individuals - Other | 15,782 |
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:· SmartBank
