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SmartBank

SmartBank
RSSD ID 3532641 | CERTIFICATE 58463 | ABA NUMBER 64209216
2430 Teaster Ln Quarter Ended : 2026-03-31
Pigeon Forge, Tennessee, 37863 Updated : 2026-04-30
www.smartbank.com

Institution Profile
Year Opened : 2007 Institution Type : Commercial bank
Entity Type : State Federal Regulator : FED
Member Federal Reserve : Yes S-Corp : No
Fiduciary Powers : Yes Powers Exercised : No
Filing Type : 041
Specialization : Commercial Lending Specialization
Number of Offices : 43 Number of Employees : 596
Related Company Filings Regulator
 SMARTFINANCIAL INC. SEC
 SMARTFINANCIAL INC FED

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets5,900,269
Total Interest Income74,270
Total Liabilities5,255,627
Total NonInterest Income7,930
Total Bank Equity Capital644,529
Total Interest Expense26,530
Total Deposits5,200,942
Total NonInterest Expense32,639
Net Loans & Leases4,474,442
Net Income15,308
Loan Loss Allowance43,950
Net Charge Offs169



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital606,998
Total loans4,378,907
Total assets for the leverage ratio5,680,403
Loans secured by real estate:3,553,986
Tier 1 Leverage Ratio9.88
Commercial and industrial loans790,211
Tier 1 Capital Ratio11.47
Loans to individuals - Credit Cards0
Total Capital Ratio12.41
Loans to individuals - Other17,162





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury