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 OCEAN BANKSHARES, INC.
OCEAN BANKSHARES, INC.
| RSSD ID 1136661 |
| 780 NORTHWEST 42 AVENUE |
Quarter Ended : |
2025-09-30 |
| MIAMI, FL, 33126 |
Updated : |
2025-12-06 |
| WWW.OCEANBANK.COM |
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| Institution Profile |
| Year Opened : |
1986 |
Institution Type : |
Holding Company |
| Reserve District : |
Atlanta |
Federal Regulator : |
FED |
| Entity Type : |
Bank Holding Company |
Fiscal Year End : |
12/31 |
| Structure : |
Corporation (stock) |
S-Corp : |
No |
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| Related Bank / Thrift |
Assets |
Asset Concentration |
 Ocean Bank
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7,249,115 |
Commercial Lending Specialization |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total assets | 7,397,102 |
|
Total interest income | 294,835 |
| Total liabilities | 6,698,174 |
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Total noninterest income | 23,273 |
| Total holding company equity capital | 698,928 |
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Total interest expense | 122,692 |
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Total noninterest expense | 124,442 |
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| Capital Ratios |
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Loans and Leases
(USD, in thousands) |
| Leverage ratio | 9.688 |
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Loans secured by real estate (Consolidated) | 5,283,814 |
| Tier1 capital ratio | 11.419 |
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Commercial and industrial loans | 388,650 |
| Total capital ratio | 12.6704 |
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Total (Consolidated) | 5,855,873 |
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:· OCEAN BANKSHARES, INC.
