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 Ocean Bank
Ocean Bank
| RSSD ID 663834 | CERTIFICATE 24156 | ABA NUMBER 66011392 |
| 780 Nw 42nd Ave |
Quarter Ended : |
2025-12-31 |
| Miami, Florida, 33126 |
Updated : |
2026-01-30 |
| www.oceanbank.com |
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| Institution Profile |
| Year Opened : |
1982 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
24 |
Number of Employees : |
665 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 7,436,315 |
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Total Interest Income | 397,127 |
| Total Liabilities | 6,738,930 |
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Total NonInterest Income | 32,717 |
| Total Bank Equity Capital | 697,385 |
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Total Interest Expense | 163,451 |
| Total Deposits | 6,271,808 |
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Total NonInterest Expense | 170,072 |
| Net Loans & Leases | 5,891,902 |
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Net Income | 65,502 |
| Loan Loss Allowance | 83,844 |
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Net Charge Offs | 1,753 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 790,327 |
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Total loans | 5,961,969 |
| Total assets for the leverage ratio | 7,357,173 |
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Loans secured by real estate: | 5,402,911 |
| Tier 1 Leverage Ratio | 9.68 |
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Commercial and industrial loans | 386,458 |
| Tier 1 Capital Ratio | 11.46 |
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Loans to individuals - Credit Cards | 8,303 |
| Total Capital Ratio | 12.71 |
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Loans to individuals - Other | 25,291 |
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:· Ocean Bank
