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CITIZENS BANCORP INVESTMENT, INC.

CITIZENS BANCORP INVESTMENT, INC.
RSSD ID 1140239
400 HIGHWAY 52 BYPASS WEST Quarter Ended : 2026-03-31
LAFAYETTE, TN, 37083 Updated : 2026-06-10
WWW.CITIZENS-BANK.ORG

Institution Profile
Year Opened : 1986 Institution Type : Holding Company
Reserve District : Atlanta Federal Regulator : FED
Entity Type : Bank Holding Company Fiscal Year End : 12/31
Structure : Corporation (stock) S-Corp : No
Related Bank / Thrift Assets Asset Concentration
 Wellworth Bank 1,759,147 Commercial Lending Specialization

Financial Reports
HC - Consolidated Balance Sheet Report
HI - Consolidated Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total assets1,778,805
Total interest income24,701
Total liabilities1,601,028
Total noninterest income2,627
Total holding company equity capital177,777
Total interest expense9,013


Total noninterest expense10,779



Capital Ratios
Loans and Leases
(USD, in thousands)
Leverage ratio9.8768
Loans secured by real estate (Consolidated)1,107,390
Tier1 capital ratio13.712
Commercial and industrial loans75,608
Total capital ratio14.8873
Total (Consolidated)1,239,715





 

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