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 Citizens Bank of Lafayette
Citizens Bank of Lafayette
| RSSD ID 63733 | CERTIFICATE 1711 | ABA NUMBER 64102740 |
| 400 Highway 52 Byp W |
Quarter Ended : |
2025-03-31 |
| Lafayette, Tennessee, 37083 |
Updated : |
2025-04-29 |
| www.citizens-bank.org |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
20 |
Number of Employees : |
259 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,698,790 |
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Total Interest Income | 22,821 |
| Total Liabilities | 1,542,787 |
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Total NonInterest Income | 2,364 |
| Total Bank Equity Capital | 156,003 |
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Total Interest Expense | 9,178 |
| Total Deposits | 1,399,017 |
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Total NonInterest Expense | 10,007 |
| Net Loans & Leases | 1,158,960 |
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Net Income | 4,412 |
| Loan Loss Allowance | 12,846 |
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Net Charge Offs | 103 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 175,487 |
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Total loans | 1,168,165 |
| Total assets for the leverage ratio | 1,691,157 |
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Loans secured by real estate: | 1,040,596 |
| Tier 1 Leverage Ratio | 9.55 |
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Commercial and industrial loans | 69,423 |
| Tier 1 Capital Ratio | 13.28 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.43 |
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Loans to individuals - Other | 46,087 |
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:· Citizens Bank of Lafayette
