CITIZENS GUARANTY FINANCIAL CORPORATION Financial Reports

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CITIZENS GUARANTY FINANCIAL CORPORATION

Institution Profile

Year Opened :

1987

Institution Type :

Holding Company

Reserve District :

Cleveland

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

Related Bank / Thrift	Assets	Asset Concentration
Citizens Guaranty Bank	299,247	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	26,572	Total Operating Income	1,870
Total Liabilities	3,033	Total Operating Expenses	172
Total Equity Capital	23,539	Equity in Undistributed Income	576
		Net income (loss)	2,274

Miscellaneous
Cash Dividends Declared by Bank Holding Company	1,411
Total Consolidated Assets of Bank Holding Company	303,949

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury