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 Citizens Guaranty Bank
Citizens Guaranty Bank
| RSSD ID 764816 | CERTIFICATE 20872 | ABA NUMBER 42101475 |
| 457 E Main St |
Quarter Ended : |
2025-03-31 |
| Richmond, Kentucky, 40475 |
Updated : |
2025-04-17 |
| www.cg.bank |
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| Institution Profile |
| Year Opened : |
1972 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
83 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 288,727 |
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Total Interest Income | 4,530 |
| Total Liabilities | 265,482 |
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Total NonInterest Income | 692 |
| Total Bank Equity Capital | 23,245 |
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Total Interest Expense | 1,144 |
| Total Deposits | 254,330 |
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Total NonInterest Expense | 3,078 |
| Net Loans & Leases | 261,990 |
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Net Income | 896 |
| Loan Loss Allowance | 3,075 |
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Net Charge Offs | 46 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 26,398 |
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Total loans | 263,367 |
| Total assets for the leverage ratio | 288,063 |
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Loans secured by real estate: | 215,411 |
| Tier 1 Leverage Ratio | 8.22 |
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Commercial and industrial loans | 20,967 |
| Tier 1 Capital Ratio | 10.94 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.19 |
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Loans to individuals - Other | 25,772 |
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:· Citizens Guaranty Bank
