HARBOR SPRINGS FINANCIAL CORPORATION Financial Reports

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HARBOR SPRINGS FINANCIAL CORPORATION

Institution Profile

Year Opened :

1983

Institution Type :

Holding Company

Reserve District :

Chicago

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

External Auditor :

Plante Moran, PLLC

Related Bank / Thrift	Assets	Asset Concentration
First Community Bank	396,589	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	39,919	Total Operating Income	6,809
Total Liabilities	9,364	Total Operating Expenses	968
Total Equity Capital	30,555	Equity in Undistributed Income	350
		Net income (loss)	6,191

Miscellaneous
Cash Dividends Declared by Bank Holding Company	5,262
Total Consolidated Assets of Bank Holding Company	391,364

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury