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 First Community Bank
First Community Bank
| RSSD ID 932745 | CERTIFICATE 13179 | ABA NUMBER 72406771 |
| 200 E Main St |
Quarter Ended : |
2025-03-31 |
| Harbor Springs, Michigan, 49740 |
Updated : |
2025-04-30 |
| www.firstcb.com |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
69 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 395,968 |
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Total Interest Income | 5,389 |
| Total Liabilities | 356,513 |
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Total NonInterest Income | 360 |
| Total Bank Equity Capital | 39,455 |
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Total Interest Expense | 706 |
| Total Deposits | 338,871 |
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Total NonInterest Expense | 3,415 |
| Net Loans & Leases | 314,770 |
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Net Income | 1,628 |
| Loan Loss Allowance | 3,962 |
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Net Charge Offs | 7 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 44,476 |
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Total loans | 316,267 |
| Total assets for the leverage ratio | 396,323 |
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Loans secured by real estate: | 280,910 |
| Tier 1 Leverage Ratio | 10.22 |
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Commercial and industrial loans | 31,904 |
| Tier 1 Capital Ratio | 12.58 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.81 |
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Loans to individuals - Other | 2,312 |
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:· First Community Bank
