FIRST BANCSHARES, INC., OF COLD SPRING Financial Reports

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:· FIRST BANCSHARES, INC., OF COLD SPRING

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Mergers & Acquisitions
::	Holding Company Mergers & Acquisitions
::	Bank Mergers & Acquisitions
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Off Balance Sheet
::	Holding Company Credit Default Swaps
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::	Derivatives
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FIRST BANCSHARES, INC., OF COLD SPRING

Institution Profile

Year Opened :

1987

Institution Type :

Holding Company

Reserve District :

Minneapolis

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

06/30

Structure :

Corporation (stock)

S-Corp :

Related Bank / Thrift	Assets	Asset Concentration
Granite Bank	301,613	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	28,731	Total Operating Income	1,680
Total Liabilities	13,402	Total Operating Expenses	852
Total Equity Capital	15,329	Equity in Undistributed Income	666
		Net income (loss)	1,736

Miscellaneous
Cash Dividends Declared by Bank Holding Company	983
Total Consolidated Assets of Bank Holding Company	306,926

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury