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 Granite Bank
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Granite Bank
| RSSD ID 311256 | CERTIFICATE 5116 | ABA NUMBER 91904827 |
| 202 2nd Ave S |
Quarter Ended : |
2026-06-30 |
| Cold Spring, Minnesota, 56320 |
Updated : |
2026-07-26 |
| www.granitebank.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
275 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 353,169 |
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Total Interest Income | 11,490 |
| Total Liabilities | 321,866 |
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Total NonInterest Income | 24,703 |
| Total Bank Equity Capital | 31,303 |
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Total Interest Expense | 3,934 |
| Total Deposits | 289,318 |
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Total NonInterest Expense | 28,660 |
| Net Loans & Leases | 307,120 |
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Net Income | 2,391 |
| Loan Loss Allowance | 2,086 |
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Net Charge Offs | 55 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 31,556 |
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Total loans | 311,438 |
| Total assets for the leverage ratio | 345,153 |
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Loans secured by real estate: | 228,921 |
| Tier 1 Leverage Ratio | 8.53 |
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Commercial and industrial loans | 51,180 |
| Tier 1 Capital Ratio | 9.91 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 10.62 |
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Loans to individuals - Other | 4,570 |
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:· Granite Bank
