ROMNEY BANKSHARES, INC. Financial Reports

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:· ROMNEY BANKSHARES, INC.

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ROMNEY BANKSHARES, INC.

Institution Profile

Year Opened :

1989

Institution Type :

Holding Company

Reserve District :

Richmond

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

External Auditor :

Yount, Hyde, and Barbour, PC

Related Bank / Thrift	Assets	Asset Concentration
The Bank of Romney	363,227	All Other Under 1 Billion

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	60,903	Total Operating Income	1,789
Total Liabilities	117	Total Operating Expenses	33
Total Equity Capital	60,786	Equity in Undistributed Income	3,065
		Net income (loss)	4,771

Miscellaneous
Cash Dividends Declared by Bank Holding Company	1,178
Total Consolidated Assets of Bank Holding Company	367,370

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury