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 The Bank of Romney
The Bank of Romney
| RSSD ID 722432 | CERTIFICATE 845 | ABA NUMBER 52201925 |
| 95 E Main St |
Quarter Ended : |
2025-12-31 |
| Romney, West Virginia, 26757 |
Updated : |
2026-01-28 |
| www.bankofromney.net |
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| Institution Profile |
| Year Opened : |
1888 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
7 |
Number of Employees : |
70 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 365,004 |
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Total Interest Income | 20,228 |
| Total Liabilities | 306,860 |
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Total NonInterest Income | 1,915 |
| Total Bank Equity Capital | 58,144 |
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Total Interest Expense | 5,280 |
| Total Deposits | 277,227 |
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Total NonInterest Expense | 10,281 |
| Net Loans & Leases | 260,827 |
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Net Income | 4,597 |
| Loan Loss Allowance | 2,337 |
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Net Charge Offs | 1,042 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 264,147 |
| Total assets for the leverage ratio | 365,474 |
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Loans secured by real estate: | 235,467 |
| Tier 1 Leverage Ratio | 15.8 |
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Commercial and industrial loans | 8,677 |
| Off Balance Sheet Exposures (%) | 10.59 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 17,503 |
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:· The Bank of Romney
