PHENIX-GIRARD BANCSHARES, INC. Financial Reports

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:· PHENIX-GIRARD BANCSHARES, INC.

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PHENIX-GIRARD BANCSHARES, INC.

Institution Profile

Year Opened :

1992

Institution Type :

Holding Company

Reserve District :

Atlanta

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

External Auditor :

Warren Averett

Related Bank / Thrift	Assets	Asset Concentration
Phenix-Girard Bank	296,292	Other Specialized Under 1 Billion

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	102	Total Operating Income	1,012
Total Liabilities	652	Total Operating Expenses	36
Total Equity Capital	(550)	Equity in Undistributed Income	1,307
		Net income (loss)	2,283

Miscellaneous
Cash Dividends Declared by Bank Holding Company	895
Total Consolidated Assets of Bank Holding Company	310,487

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury