|
 |
|
|
 Phenix-Girard Bank
Phenix-Girard Bank
| RSSD ID 432432 | CERTIFICATE 41 | ABA NUMBER 62201106 |
| 801 13th St |
Quarter Ended : |
2025-12-31 |
| Phenix City, Alabama, 36867 |
Updated : |
2026-02-11 |
| www.phenix-girard.com |
|
| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
4 |
Number of Employees : |
48 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 345,388 |
|
Total Interest Income | 14,882 |
| Total Liabilities | 336,587 |
|
Total NonInterest Income | 1,691 |
| Total Bank Equity Capital | 8,801 |
|
Total Interest Expense | 6,318 |
| Total Deposits | 327,931 |
|
Total NonInterest Expense | 7,139 |
| Net Loans & Leases | 80,366 |
|
Net Income | 2,982 |
| Loan Loss Allowance | 1,088 |
|
Net Charge Offs | 130 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 81,284 |
| Total assets for the leverage ratio | 373,383 |
|
Loans secured by real estate: | 78,459 |
| Tier 1 Leverage Ratio | 11.52 |
|
Commercial and industrial loans | 1,980 |
| Off Balance Sheet Exposures (%) | 3.99 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 460 |
|
|
|
|
:· Phenix-Girard Bank
