NORTHUMBERLAND BANCORP Financial Reports

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Off Balance Sheet
::	Holding Company Credit Default Swaps
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::	Derivatives
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NORTHUMBERLAND BANCORP

Institution Profile

Year Opened :

1997

Institution Type :

Holding Company

Reserve District :

Philadelphia

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

External Auditor :

Crowe LLP

Related Bank / Thrift	Assets	Asset Concentration
The Northumberland National Bank	691,839	All Other Under 1 Billion

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	60,723	Total Operating Income	1,192
Total Liabilities	9,870	Total Operating Expenses	565
Total Equity Capital	50,853	Equity in Undistributed Income	1,040
		Net income (loss)	1,762

Miscellaneous
Cash Dividends Declared by Bank Holding Company	1,207
Total Consolidated Assets of Bank Holding Company	666,456

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury