|
 |
|
|
 The Northumberland National Bank
The Northumberland National Bank
| RSSD ID 70414 | CERTIFICATE 7666 | ABA NUMBER 31312835 |
| 245 Front St |
Quarter Ended : |
2025-06-30 |
| Northumberland, Pennsylvania, 17857 |
Updated : |
2025-08-06 |
| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
All Other Under 1 Billion |
| Number of Employees : |
93 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 684,477 |
|
Total Interest Income | 14,676 |
| Total Liabilities | 626,096 |
|
Total NonInterest Income | 2,059 |
| Total Bank Equity Capital | 58,381 |
|
Total Interest Expense | 5,987 |
| Total Deposits | 603,672 |
|
Total NonInterest Expense | 8,219 |
| Net Loans & Leases | 442,078 |
|
Net Income | 2,127 |
| Loan Loss Allowance | 3,866 |
|
Net Charge Offs | 10 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 72,613 |
|
Total loans | 445,810 |
| Total assets for the leverage ratio | 694,718 |
|
Loans secured by real estate: | 352,550 |
| Tier 1 Leverage Ratio | 9.86 |
|
Commercial and industrial loans | 66,721 |
| Tier 1 Capital Ratio | 15.92 |
|
Loans to individuals - Credit Cards | 4 |
| Total Capital Ratio | 16.88 |
|
Loans to individuals - Other | 6,064 |
|
|
|
|
:· The Northumberland National Bank
