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 Institution for Savings in Newburyport and Its Vicinity
Institution for Savings in Newburyport and Its Vicinity
| RSSD ID 272302 | CERTIFICATE 90250 | ABA NUMBER 211370943 |
| 93 State St |
Quarter Ended : |
2025-03-31 |
| Newburyport, Massachusetts, 1950 |
Updated : |
2025-04-04 |
| www.institutionforsavings.com |
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| Institution Profile |
| Year Opened : |
1820 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
15 |
Number of Employees : |
187 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 5,325,960 |
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Total Interest Income | 50,263 |
| Total Liabilities | 4,716,682 |
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Total NonInterest Income | 1,888 |
| Total Bank Equity Capital | 609,278 |
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Total Interest Expense | 36,677 |
| Total Deposits | 3,318,864 |
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Total NonInterest Expense | 13,058 |
| Net Loans & Leases | 4,084,708 |
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Net Income | (8,617) |
| Loan Loss Allowance | 14,149 |
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Net Charge Offs | 15 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 616,159 |
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Total loans | 4,100,018 |
| Total assets for the leverage ratio | 5,314,523 |
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Loans secured by real estate: | 4,094,189 |
| Tier 1 Leverage Ratio | 11.32 |
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Commercial and industrial loans | 3,059 |
| Tier 1 Capital Ratio | 15.03 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.39 |
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Loans to individuals - Other | 2,770 |
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:· Institution for Savings in Newburyport and Its Vicinity
