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 Institution for Savings in Newburyport and Its Vicinity
Institution for Savings in Newburyport and Its Vicinity
| RSSD ID 272302 | CERTIFICATE 90250 | ABA NUMBER 211370943 |
| 93 State St |
Quarter Ended : |
2025-06-30 |
| Newburyport, Massachusetts, 01950 |
Updated : |
2025-07-17 |
| www.institutionforsavings.com |
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| Institution Profile |
| Year Opened : |
1820 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
13 |
Number of Employees : |
191 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 5,367,683 |
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Total Interest Income | 101,015 |
| Total Liabilities | 4,732,413 |
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Total NonInterest Income | 4,291 |
| Total Bank Equity Capital | 635,270 |
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Total Interest Expense | 73,035 |
| Total Deposits | 3,260,629 |
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Total NonInterest Expense | 26,118 |
| Net Loans & Leases | 4,135,364 |
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Net Income | 16,933 |
| Loan Loss Allowance | 14,149 |
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Net Charge Offs | 15 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 641,709 |
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Total loans | 4,124,734 |
| Total assets for the leverage ratio | 5,303,766 |
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Loans secured by real estate: | 4,119,129 |
| Tier 1 Leverage Ratio | 11.83 |
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Commercial and industrial loans | 2,981 |
| Tier 1 Capital Ratio | 15.29 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.64 |
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Loans to individuals - Other | 2,624 |
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:· Institution for Savings in Newburyport and Its Vicinity
