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 Institution for Savings in Newburyport and Its Vicinity
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Institution for Savings in Newburyport and Its Vicinity
| RSSD ID 272302 | CERTIFICATE 90250 | ABA NUMBER 211370943 |
| 93 State St |
Quarter Ended : |
2026-06-30 |
| Newburyport, Massachusetts, 1950 |
Updated : |
2026-07-06 |
| www.institutionforsavings.com |
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| Institution Profile |
| Year Opened : |
1820 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
13 |
Number of Employees : |
192 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 5,564,409 |
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Total Interest Income | 105,573 |
| Total Liabilities | 4,869,831 |
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Total NonInterest Income | 4,459 |
| Total Bank Equity Capital | 694,578 |
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Total Interest Expense | 72,169 |
| Total Deposits | 3,366,877 |
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Total NonInterest Expense | 28,005 |
| Net Loans & Leases | 4,244,398 |
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Net Income | 28,649 |
| Loan Loss Allowance | 14,344 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 701,835 |
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Total loans | 4,223,851 |
| Total assets for the leverage ratio | 5,428,431 |
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Loans secured by real estate: | 4,216,885 |
| Tier 1 Leverage Ratio | 12.66 |
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Commercial and industrial loans | 3,909 |
| Tier 1 Capital Ratio | 16.21 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.56 |
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Loans to individuals - Other | 3,057 |
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:· Institution for Savings in Newburyport and Its Vicinity
