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IFS 1820 BANCORP, MHC
IFS 1820 BANCORP, MHC
RSSD ID 5806739
93 STATE STREET Quarter Ended : 2025-03-31
NEWBURYPORT, MA, 01950 Updated : 2025-06-08

Institution Profile
Year Opened : 2023 Institution Type : Holding Company
Reserve District : Boston Federal Regulator : FED
Entity Type : Bank Holding Company Fiscal Year End : 12/31
Structure : Mutual S-Corp : No
Related Bank / Thrift Assets Asset Concentration
 Institution for Savings in Newburyport and Its Vicinity 5,342,448 Mortgage Lending Specialization

Financial Reports
HC - Consolidated Balance Sheet Report
HI - Consolidated Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total assets5,325,960
Total interest income50,263
Total liabilities4,716,483
Total noninterest income1,888
Total holding company equity capital609,477
Total interest expense36,677


Total noninterest expense13,058



Capital Ratios
Loans and Leases
(USD, in thousands)
Leverage ratio11.3226
Loans secured by real estate (Consolidated)4,092,994
Tier1 capital ratio15.0344
Commercial and industrial loans2,982
Total capital ratio15.3946
Total (Consolidated)4,098,857





 

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