OCONEE FINANCIAL CORPORATION Financial Reports

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OCONEE FINANCIAL CORPORATION

Institution Profile

Year Opened :

1999

Institution Type :

Holding Company

Reserve District :

Atlanta

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

External Auditor :

Mauldin & Jenkins LLC

Related Bank / Thrift	Assets	Asset Concentration
Oconee State Bank	621,849	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	57,610	Total Operating Income	1,010
Total Liabilities	9,366	Total Operating Expenses	684
Total Equity Capital	48,244	Equity in Undistributed Income	4,436
		Net income (loss)	4,929

Miscellaneous
Cash Dividends Declared by Bank Holding Company	994
Total Consolidated Assets of Bank Holding Company	639,931

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury