|
 |
|
|
 Oconee State Bank
|
Oconee State Bank
| RSSD ID 573036 | CERTIFICATE 18143 | ABA NUMBER 61113282 |
| 35 N Main St |
Quarter Ended : |
2026-03-31 |
| Watkinsville, Georgia, 30677 |
Updated : |
2026-04-21 |
| www.oconeestatebank.com |
|
| Institution Profile |
| Year Opened : |
1960 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
111 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 722,444 |
|
Total Interest Income | 9,726 |
| Total Liabilities | 656,027 |
|
Total NonInterest Income | 1,281 |
| Total Bank Equity Capital | 66,417 |
|
Total Interest Expense | 2,708 |
| Total Deposits | 639,720 |
|
Total NonInterest Expense | 6,326 |
| Net Loans & Leases | 495,728 |
|
Net Income | 1,298 |
| Loan Loss Allowance | 6,829 |
|
Net Charge Offs | 61 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 77,133 |
|
Total loans | 495,608 |
| Total assets for the leverage ratio | 722,297 |
|
Loans secured by real estate: | 469,140 |
| Tier 1 Leverage Ratio | 9.77 |
|
Commercial and industrial loans | 23,872 |
| Tier 1 Capital Ratio | 13.39 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.64 |
|
Loans to individuals - Other | 2,596 |
|
|
|
|
:· Oconee State Bank
