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 Community First Bank of the Heartland
Community First Bank of the Heartland
| RSSD ID 273840 | CERTIFICATE 3846 | ABA NUMBER 81216758 |
| 117 N 10th St |
Quarter Ended : |
2025-12-31 |
| Mount Vernon, Illinois, 62864 |
Updated : |
2026-01-16 |
| www.cfbh.bank |
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| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
41 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 265,417 |
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Total Interest Income | 15,339 |
| Total Liabilities | 237,319 |
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Total NonInterest Income | 2,094 |
| Total Bank Equity Capital | 28,098 |
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Total Interest Expense | 4,334 |
| Total Deposits | 236,694 |
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Total NonInterest Expense | 7,210 |
| Net Loans & Leases | 201,121 |
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Net Income | 5,509 |
| Loan Loss Allowance | 2,228 |
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Net Charge Offs | 340 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 28,996 |
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Total loans | 201,493 |
| Total assets for the leverage ratio | 262,617 |
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Loans secured by real estate: | 109,128 |
| Tier 1 Leverage Ratio | 10.19 |
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Commercial and industrial loans | 75,880 |
| Tier 1 Capital Ratio | 12.67 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.72 |
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Loans to individuals - Other | 331 |
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:· Community First Bank of the Heartland
