CEDAR BANCORP, INC. Financial Reports

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:· CEDAR BANCORP, INC.

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CEDAR BANCORP, INC.

Institution Profile

Year Opened :

2007

Institution Type :

Holding Company

Reserve District :

St. Louis

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

Related Bank / Thrift	Assets	Asset Concentration
Community First Bank of the Heartland	258,753	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	27,682	Total Operating Income	4,000
Total Liabilities	2,066	Total Operating Expenses	190
Total Equity Capital	25,616	Equity in Undistributed Income	1,075
		Net income (loss)	4,696

Miscellaneous
Cash Dividends Declared by Bank Holding Company	3,319
Total Consolidated Assets of Bank Holding Company	269,282

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury