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 SOUTHERN FIRST BANCSHARES, INC.
SOUTHERN FIRST BANCSHARES, INC.
| RSSD ID 2849799 | CIK 1090009 |
| 6 VERDAE BOULEVARD |
Quarter Ended : |
2025-12-31 |
| GREENVILLE, SC, 29607 |
Updated : |
2026-03-07 |
| WWW.SOUTHERNFIRST.COM |
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| Institution Profile |
| Year Opened : |
2000 |
Institution Type : |
Holding Company |
| Reserve District : |
Richmond |
Federal Regulator : |
FED |
| Entity Type : |
Bank Holding Company |
Fiscal Year End : |
12/31 |
| Structure : |
Corporation (stock) |
S-Corp : |
No |
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| SEC Submissions : |
 SOUTHERN FIRST BANCSHARES INC |
| External Auditor : |
Elliott Davis, LLC |
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| Related Bank / Thrift |
Assets |
Asset Concentration |
 Southern First Bank
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4,361,508 |
Commercial Lending Specialization |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total assets | 4,407,264 |
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Total interest income | 211,722 |
| Total liabilities | 4,038,606 |
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Total noninterest income | 13,447 |
| Total holding company equity capital | 368,658 |
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Total interest expense | 105,654 |
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Total noninterest expense | 76,945 |
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| Capital Ratios |
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Loans and Leases
(USD, in thousands) |
| Leverage ratio | 8.9301 |
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Loans secured by real estate (Consolidated) | 3,435,223 |
| Tier1 capital ratio | 11.4394 |
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Commercial and industrial loans | 379,914 |
| Total capital ratio | 12.8852 |
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Total (Consolidated) | 3,858,650 |
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:· SOUTHERN FIRST BANCSHARES, INC.
